Bay Area student gets off to a good start in financial literacy

It may sound like a simple children’s game, but Saa’Nai Bryant says the financial simulation she was participating in taught her one of the most important lessons she’s ever learned.

What do you want to know

  • Florida high schools will be required to offer financial literacy classes in the 2023-2024 school year
  • For 15-year-old Saa’Nai Bryant, this type of learning is nothing new
  • She said her father talked about finances and common sense long before the state made it a requirement.

“Working from this game is like life and Monopoly together,” she said. “How to save, how to save and then budget.”

Most 15-year-olds want to spend money, buy things, and live in the present, but Bryant and his friends say they’re starting to learn and understand the importance of saving and investing, no only in the future, but in their time. lives of today right now.

Instructor Lars Doebler said learning these lessons is more important than ever.

“Plan with your income coming in and your spending going out,” he said. “Why that’s more important these days is because inflation and everything has gotten more expensive that you have to plan even more for those kinds of expenses.”

That’s why Doebler has moved from financial advice to education, and it seems to be paying off.

“You can lean on people, but not too much,” Bryant said. “Once you lean on too many people, they lean on you a little bit, so you have to lean on yourself and lean on people a little bit.”

One person she leans on for advice is her father, Harold Bryant, Jr., who says he’s no stranger to finance.

He was talking about dollars and common sense to all of his kids long before the state made it a high school requirement. And he said he thought it should start even sooner than that.

“I think financial literacy should be a foundation course,” he said. “Because let’s say a kid learns this in elementary school, by the time they get to high school, they probably know what career path they want to take and they won’t waste a lot of time.”

Her daughter said she certainly wastes no time getting her finances in order to weather any financial storms that may arise.

“He plays a part, teaches me about stocks, crypto and puts my money more into not what I want, but what I need,” she said.

Louis R. Hancock